too bad! Two days ago I ran a high-speed driving when the car glass was thrown from the vehicle in front stones cracked. At that time, the higher the speed, the glass is chipping cause my mood is very tense, so I subconsciously stepped on the brakes, seeing the “accident” before the car disappeared in the line of sight ……
after 
I go their own insurance the glass repaired, but this thing has got me thinking, this car glass broken in the end who is to blame? You should not be lost from the front of the car?
not search do not know, the Internet has long been a professional lawyer for this case given conclusion. At high speed, the car glass smashed others are “property damage caused by negligence of others.” According to Article VI, “People’s Republic of China Tort Liability Act”, due to the fault of the perpetrator against the civil rights of others, shall bear tort liability. According to the law presumed perpetrator is at fault, the perpetrator can not prove that he is not at fault, should bear tort liability. Standard of compensation against the property of others, calculated in accordance with the market price at the time of loss or otherwise.
It would appear that my piece was chipping car glass really should help me pay for replacement by the front of the car!
But if we talked about the law, it will have to provide evidence. Tachograph is sure to have the clarity but also to meet the process of chipping the glass is clearly recorded. And this video could prove even cause the glass to break Dan Zier is thrown over the front of the car. In theory, the volume of stones can break your glass will not crack too small, the current commercially available high-definition tachograph should be able to be recorded, so that the evidence will have.
Now that we understand the responsibility for breaking the glass of the vehicle in front, there has been evidence, then we naturally find him to lose money.
First of all, if time travel fast enough and road conditions permit, without affecting the other premise vehicle traffic, you can play two flash, whistle, etc. schematic front of the car to pull over, and to produce evidence of what has happened, the other owners of the video recorder, seek each other’s payment. If the personSaid they would not be paid, you can also contact the traffic police, traffic police to determine responsibility for the accident via video. If you are still not satisfied with the judgment of the traffic police, you can even come to court to sue each other owners to seek payment.
However, there are times when the car is glass collapse at high speeds, we can not let the front of the car to pull over. In this case, we can call the 122 emergency call, according to traffic police license plate number to contact the owner of the vehicle in front and, ultimately, to seek payment through the other’s presentation of evidence.
In both cases belong to the victim may provide “victim through” evidence. But today there are still many private cars are not installed tachograph, and therefore can not provide video evidence. So even then can not be reconciled, they can only choose their own path of the glass insurance repair.
to go the easy way glass insurance of course, because no matter whether you find those responsible, the insurance company will be paid according to the amount of insurance claims. Although peace of mind, but the drawback is the second annual premiums will go up. I specifically asked a friend of the auto insurance industry, according to him, said: Because of the glass insurance is commercial additional insurance, if your premiums next year would have been 50% off the first year, insurance will become 63 fold, 75 fold twice , 92 off three, four possible percentage will exceed 100 premium List (digital reference only, the specific percentage off the need for relevant insurance company).
original windshield installation time charge reference price and the current market situation, the price for a piece of glass made in China in 1000-2000 yuan, while changing the imported glass to spend more than 3,000 yuan even higher. Therefore, the price of automotive glass insurance is also divided into two types: China-made cars for the new car to purchase times; 0.19 percentage, imported cars as new car purchase price times; 0.31 percentage. We have 200,000 yuan price of cars, for example, domestic car glass insurance is 380 yuan, 620 yuan, compared with imported cars.
but it can still take the risk of glass is the midst of sadness, because now a lot of cars running on the road and not on a separate glass breakage, only car damage. If the glass breaking accident occurs separately in this context, but not the insurance companyIt will claim.
However, there is an exception, if the glass is broken along with the other parts of the vehicle losses occur simultaneously (e.g., rear-end collision, falling, etc.), then the glass broken within the responsibility of caustic danger. So when you break the glass, be sure to observe other injuries surrounding the damaged parts if there are paint, depression and so on. If so, you can contact the insurance company sent over to check, and then start the car damage insurance payment program can also go through the insurance of the vehicle repair.
but only if the glass broken, it can not belong to the scope of the caustic danger, but the scope of the glass insurance, then if there is no glass insurance, then the insurance company will not really lose.
Although the glass was smashed in the probability is very low, but by this time I learned, and I hope that we can understand, like the following point.
1, was thrown from the vehicle in front stones smashed car glass, the responsibility belongs to the vehicle in front, the other side should be paid.
2, if not on the glass insurance, in case of sufficient evidence and circumstances permit, we must fight for the vehicle in front were paid.
3, even if there is glass insurance, in order to avoid the second year in insurance premiums, the same need for the front of the car were paid.
4, it is necessary to install the tachograph, insurance glass insurance. If neither the burden of proof vehicle in front, do not have a separate glass insurance, glass breakage alone when the car damage repair can not go, then you can only own money up!